Retail Decisions (ReD) is a payment card issuer and world leader in card fraud prevention and payment processing. A specialist supplier to the payments industry worldwide, ReD has over twenty-plus years experience in the fraud prevention market. Its blue-chip international clients come from the global retail, telecommunications, travel, petroleum, logistics, banking, and the broader e-commerce sectors. They include Wal-Mart, Macy’s, Bloomingdale’s, Tesco, China Union Pay, Pemco, Fifth Third Bank, RBC, Texaco, Shell, Comet, Travelocity, T-Mobile, and Virgin Mobile. Based in the UK, the company has offices in the U.S., Australia, and South Africa with representation in China, India, Japan, and South America.